Credit Operations Analyst

Credit Operations Analyst

London

£50,000 to £70,000

This is an opportunity to join a growing, data-led financial services business where you will directly influence how credit decisions are made at scale. The role offers strong exposure across credit, data, and product, with a clear focus on automation and impact.

The Company

They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.

The Role

You will work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.

• Develop and enhance automated credit decisioning and underwriting logic
• Analyse lending performance and identify opportunities to improve accuracy and efficiency
• Collaborate with product, engineering, and credit teams to reduce manual processes
• Use customer and transactional data to inform lending decisions
• Support improvements in affordability assessment and decision frameworks
• Contribute to building a scalable, data-driven credit operation

Your Skills & Experience

• Strong commercial experience in credit risk within a lending environment
• Experience working on underwriting, decisioning, or credit policy using data
• Strong SQL skills for data analysis and manipulation
• Ability to translate data insights into practical lending decisions
• Solid understanding of how credit decisions are made
• Exposure to affordability assessment or open banking data is beneficial

What They Offer

• Salary between £50,000 and £70,000
• Share options
• Private medical insurance
• Statutory pension
• Opportunity to join a growing business with strong career development potential